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187 Otter Court Lane
Cleveland, OH 44101

All loans subject to approval.
Northern Forest Financial Services will rebate ATM fees up to $20 per month per membership account when you use your NFFS checking account Visa debit card to make a deposit, withdrawal, transfer or balance inquiry. The rebate does not apply to cash advances from NFFS Visa credit cards through ATMs nor to the NFFS Savings ATM Card and Visa International Service Assessment (ISA) fee, referenced as the foreign transaction fee on account statements. Not all ATMs accept deposits.
APY=Annual Percentage Yield. The High Rate Checking dividend provides an Annual Percentage Yield (APY) of 0.25% APY. The APY is accurate as of the 06/28/2021 dividend declaration date. Checking dividend may change after account is opened and is subject to change at any time. There is no minimum balance requirement to open an Northern Forest Financial Services checking account or to earn the stated APY. Checking Dividends are paid on the last day of each month to checking accountholders who have opted out of receiving paper statements (receive eStatements only) and have a recurring monthly electronic deposit to their NFFS checking account each month (e.g., a direct deposit, payroll deposit, ATM deposit, mobile check deposit or transfer from another financial institution). Otherwise, NFFS checking accounts do not earn a dividend. NFFS checking charges no monthly maintenance or service fees; however, if incurred, fees such as a stop payment or NSF fee will apply, and fees may reduce earnings on the account. Please refer to the NFFS Fee Schedule for a list of these types of fees. Account is subject to approval. We may not open checking for you if you do not meet Northern Forest criteria.
The savings dividend provides an Annual Percentage Yield (APY) of 0.55%. The APY is accurate as of the 06/28/2021 dividend declaration date. Dividends are paid on the last day of the month to accountholders who have maintained an average daily balance of $100 or more. Savings dividend may change after account is opened and is subject to change at any time. Dividend applies to Savings, Supplemental Savings, Kids Savings Accounts, UTMA Custodial Accounts, Trust Accounts, IRA. Fees may reduce earnings on the account.

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