Account Options For Everyone.
Choose any combination of our savings and spending account products and manage your finances on your schedule.
High-Rate Savings
0.55%APY
- Access anywhere with Northern Forest Financial Services Mobile and Online Banking
- Earn more on your money with no maximum balance limit
- No monthly fee if you elect eStatements
- Just $5 initial deposit required (and we'll pay it for you!)
High-Rate Checking
0.25%APY
- Rate 8.3x the national average
- No monthly service fee or minimum balance requirements
- $20/month in ATM fee rebates
- Tap to pay with a free Visa® contactless debit card
Visa Platinum Rewards
0%APR - Introductory Rate
- As low as 0% introductory rate for 12 months on purchases and balance transfers (After the introductory period, a low standard variable rate applies ranging from 13.24%–23.24%. Balance transfer fee of 2% of the amount transferred, $5 minimum.)
- Earn two reward points for every dollar spent
- $0 fraud liability guarantee from Visa
- EMV chip for enhanced security
- No annual fees
Certificates
0.65%APY
- Low minimum deposit of only $1,000; no maximum
- Dividends compounded every month and at maturity
- Funds are insured up to $250,000 by NCUA
Kids Savings Accounts
0.55%APY
- Perfect savings account for kids 12 and younger
- Joint ownership for parents, grandparents or guardian (joint owner must be a Northern Forest Financial Services member)
- Review balances and transfer money in online banking and mobile banking
- We'll pay the $5 initial deposit to get your child started!
Teen Checking
0.25%APY
- Members between 13–17 years old are eligible
- Joint ownership for parents, grandparents or guardian (joint owner must be a Northern Forest Financial Services member)
- No minimum balance and no monthly service fee
- Easily manage money with an award-winning mobile app