Save More Money
Earn 0.55% APY with our High-Rate Savings Account. Quickly build your savings with rates 11x the bank industry average.
Bank Online Stress Free
Conveniently manage your money with online and mobile banking. Deposit checks, make payments, and manage your credit and debit cards.
Loans Made for You
Refinance your auto and mortgage loans at competitive rates, making it easier to afford your dream home and vehicle.
Let us help you grow.
At Northern Forest Financial Services, we're all about our members. To us, that means not just being an account provider or lending partner - it's about providing a well-rounded banking experience, encompassing every aspect of our members' financial lives.
Mortgage Loan
rates as low as
2.275%
Auto Loan
as low as
1.99% APR
Personal Loan
as low as
5.74% APR
Work Together, Finance Together.
Multiple Branches
Loan/Insurance Options
Financial Services
Active Members
Since our establishment, Northern Forest Financial Services has provided members superior financial services by giving them the tools they need to take control of their finances and helping them establish and meet their financial goals. Every member counts at NFFS, and it's' our mission to exceed every member's expectations on a daily basis.
Mortgage Center
When dealing with one of the biggest decisions of your life, you need professional advice to guide you through the confusing home buying process to help you make the right decision without wasting time or money.
Auto Center
Your car is your home away from home, so driving what you really want is pretty important. At NFFS, we’ve got auto loans with affordable rates and flexible terms that give you options for financing your next vehicle.
Member Solutions
Our Member Solutions Team is here to assist you with financial hardships, loan modifications, and budget guidance. If you have experienced a loss of employment, reduction in income, or other financial challenges, we're here to help.
Membership Benefits
Joining us is easy!
- Northern Forest Financial Services was formed to serve our members, not to earn profits for shareholders.
- We are a full-service federally insured credit union.
- We offer the most competitive loan rates available.
- Use our online banking to set up transfer and make payments.
- Deposit checks using our mobile app.
- Apply for a low-interest credit card and manage your account through online banking.
- We offer youth banking accounts and debit cards.
- Once your a member of Northern Forest Financial Services you're always a member.
- Our support services are offered 24/7.
- Our advanced online and physical security measures safeguard your money and your personal information.
- Northern Forest Financial Services keeps all nonpublic personal information about our members and employees private and secure.
- We offer business services for locally owned businesses.
Easily Manage Finances
We have a wide variety of account options designed for your specific needs.
24x7 Access
Account problems? No problem! Our representatives are available 24/7 to assist you.
Great Community
Northern Forest Financial Services is committed to helping build strong communities and making a positive difference where we live and work.
We're here to help you spend and save smarter.
Members (YOU), not shareholders, own Credit Unions. That means all the profit that Northern Forest Financial Services brings in goes right back to the members in the form of dividends, rebates and lowered interest rates.